“Determination of The Intention of Generation Z In Bandung City To Use Islamic Digital Banking Through The Unified Theory of Acceptance and Use Of Technology (Utaut) with Knowledge of Riba as A Moderating Variable” (2024) International Collaboration Conference on Islamic Economics, 1(1). Available at: https://conference.apseii.id/index.php/ICCEIS/article/view/23 (Accessed: 9 May 2025).