“Determination of The Intention of Generation Z In Bandung City to Use Islamic Digital Banking Through The Unified Theory of Acceptance And Use of Technology (UTAUT) With Knowledge of Riba As A Moderating Variable” (2024) International Collaboration Conference on Islamic Economics, 1(1). Available at: https://conference.apseii.id/index.php/ICCEIS/article/view/44 (Accessed: 9 May 2025).