“Determinants of Muzakki Decisions in Urban and Rural Areas in Choosing Zakat Payment Through Formal Institutions: A Multigroup Analysis Model Approach”, ICCEIS, vol. 2, no. 1, Dec. 2024, Accessed: May 09, 2025. [Online]. Available: https://conference.apseii.id/index.php/ICCEIS/article/view/108