“Determination of The Intention of Generation Z In Bandung City To Use Islamic Digital Banking Through The Unified Theory of Acceptance and Use Of Technology (Utaut) With Knowledge of Riba As A Moderating Variable”. International Collaboration Conference on Islamic Economics 1, no. 01 (June 14, 2024). Accessed January 9, 2026. https://conference.apseii.id/index.php/ICCEIS/article/view/23.