“The Influence of Trust, Security Perceptions and Operational Risks on Interest in Using Pospay E-Payments: Case Study of Pospay Users at the Padang Panjang Indonesian Post Office”. International Collaboration Conference on Islamic Economics 2, no. 1 (December 3, 2024). Accessed May 9, 2025. https://conference.apseii.id/index.php/ICCEIS/article/view/100.