“Determinants of Debt Behavior With Siri’ Culture As a Moderating Variable in the Community of North Belopa District, Luwu Regency ”. International Collaboration Conference on Islamic Economics 2, no. 1 (December 3, 2024). Accessed July 1, 2025. https://conference.apseii.id/index.php/ICCEIS/article/view/105.