Abstract
This article discusses the problems that arise in micro- enterprises in Indonesia in general, namely capital problems, income distribution and the quality of the products offered. Which of these problems can reduce the productivity of micro-enterprises and in the end cannot guarantee the welfare of the local community. This study aims to identify and analyze the benefits of productive zakat as an alternative financing model for micro-enterprises. The research method used by researchers is descriptive qualitative field research. Data collection tool used is triangulation (observation, interview and documentation). The data analysis technique uses three stages, namely data reduction, data presentation and conclusion. The results of the analysis show that there is a significant multiplier effect to reduce economic disparities in Surabaya through meeting the capital needs of micro businesses by implementing the LAZ concept and micro businesses as catalysts for developing micro businesses through productive zakat schemes. The pattern for developing micro-enterprises is through productive zakat funds that have been collected by the Amil Zakat Institution (LAZ) for micro-enterprises. The author will describe the mechanism and role of the Amil Zakat Institution (LAZ) in channeling productive zakat funds so that through this they are able to overcome the problems of micro-enterprises.

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Copyright (c) 2024 Alfin Maulana, Sirajul Arifin (Author)